In 1970, the average American spent $353 annually on health care, according to the Kaiser Family Foundation. By 2023, this amount skyrocketed to $14,570 per person. Even when adjusted for inflation, health care spending increased from $2,151 (in 1970 dollars) to $14,570, marking an almost sevenfold rise. In 1960, health care expenditures comprised about 5% of the GDP, but this figure has now risen to 20%, meaning that $1 in every $5 in the U.S. economy goes towards health care. This trend raises concerns about sustainability. Medical expenses have consistently outpaced inflation, leading to a widening gap between spending and outcomes. The U.S. spends more on health care than any other nation but ranks 55th in life expectancy at 79.3 years. This is significantly lower than countries like Japan (84.7 years), South Korea (84.3 years), and Canada (82.6 years). The health insurance system in the U.S. is fragmented. Medicaid covers low-income individuals, while Medicare is available for those over 65. Many working adults receive employer-sponsored insurance, and others purchase private insurance. As of 2024, approximately 8.2% of Americans, or around 27 million people, lack any health insurance, a number likely to rise if premiums increase. The current system results in high costs with poor outcomes, leaving tens of millions without access to preventative care. This often leads to severe health issues that could have been treated earlier, resulting in more extensive and expensive emergency care. Congress is currently discussing whether to extend COVID-era health insurance subsidies. The expiration of these subsidies could lead to increased premiums, co-pays, and deductibles for over 20 million Americans. However, extending these subsidies may only serve as a temporary solution. While universal health care is often suggested as a solution, it faces significant political challenges. The Affordable Care Act, passed in 2010, did not include a public option due to insufficient support from lawmakers. A public option could allow Americans to choose between existing plans or opt into Medicare based on income. Medicare is generally more efficient than private insurance, as it incurs lower administrative costs and directs more funds towards healthcare providers. Options for supplemental insurance are also available to cover gaps in Medicare coverage. Long-term solutions should focus on ensuring all Americans have access to affordable health care, while addressing high prescription drug prices in future discussions.